Privacy - Terril & Company

Terril Brothers, Inc. (d/b/a Terril & Company), an independent investment advisory firm that is registered with the Securities and Exchange Commission, is committed to safeguarding your personal information. We hold all personal information that you provide to our firm in the strictest confidence. You are receiving this notice because you have obtained investment advisory services from us for personal, family or household purposes. The provisions of this notice apply to both current clients and former clients, unless we state otherwise.

How We Protect Your Personal Information
Keeping your personal information secure is our highest priority. We restrict access to your personal information to those employees who need such information in order to provide you with our products and services. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your personal information.

Categories of Personal Information that We Collect and May Disclose
We collect personal information about you from the following sources:

Information we receive from you on applications or other forms, such as your name, address, telephone number, social security number, assets, and income;

Information about your transactions with us, such as your account balances and account activity;

Information that we receive about you from other sources, such as nonaffiliated third parties; and

Information we receive from you about your health, to the extent that it is needed in the financial planning process.

We may disclose any of the above information that we collect (except for your personal health information) to nonaffiliated third parties, in the manner described below.

Information we May Share with Nonaffiliated Third Parties
We do not sell or provide your personal information to mailing list vendors or solicitors for any purpose. We do not share any of your personal health information with a nonaffiliated third party without your permission. We may share other personal information we obtain about you (as described above) with financial institutions with whom we have joint marketing agreements or other third parties who perform services on our behalf. For example, we may share a limited amount of personal information about you with a securities broker, bank or trust company in order to execute securities transactions or conduct trust activities on your behalf. We may also share such personal information about you with other nonaffiliated third parties as permitted by law, including disclosures necessary to process and service your account, to protect against fraud, to protect the security or confidentiality of our records, or with your consent. We otherwise do not disclose any personal information about our clients to any other nonaffiliated third parties, except as authorized by law.